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what we do > home ownership

Home Ownership

Counseling for first time home buyer.


Owning a home is a dream shared by many Americans, and in fact, by people around the world. Within its 13-county service area, Sheen Housing has assisted numerous families of all ethnic backgrounds and with varying degrees of financial resources to achieve that goal of home ownership. 

Sheen Housing does this by providing housing counseling, pre- and post-purchase/homebuyer counseling, foreclosure prevention/default counseling and closing cost assistance. 

Newly constructed home.
Newly constructed home affordable to first time homebuyers.

How to Apply
Sheen Housing's application packet is now online. You can retrieve the forms using the free Adobe Acrobat Reader.


"Fulfilling Dreams."

As a single mother of two whose annual income consisted of a store clerk’s pay and small support checks, Ms. H dreamed of owning her own home.  Her children would have their own yard to play in.  She would have space for a small garden to supplement their food budget.

Ms. H thought that the dream was just that, a dream.  However, with hard work and dedication to clearing up her credit and tucking away small amounts of money toward closing, that dream has become a reality.  Ms. H learned how to budget so that it would allow for unexpected circumstances.  She also learned how credit and the use of credit could affect her family long-term.  “We love our home!”